2024
Benefits at a Glance
For 2024, employees are offered six plan options through BlueCross BlueShield of Vermont and six plan options through MVP Healthcare.
BlueCross BlueShield of Vermont
MVP HealthCare
If you enroll in a High Deductible plan, you are eligible to open a Health Savings Account and have pre-tax dollars withheld for use all medical expenses related to your plan as well as other HSA Eligible Expenses.
Click below to see Eligible HSA Expenses.
Forms and Plan Documents
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
NOTE:
Effective for the dates of service beginning on May 12, 2023, standard cost-shares, including deductible costs, for Commercial fully insured plan members will apply the following:
- COVID-19 diagnostic lab tests and associated covered services to treat COVID-19 diagnosis or symptoms
- Over the counter COVID-19 tests
- COVID-19 related services obtained out-of-network
- Ambulance transportation for members with a COVID-19 diagnosis or symptoms
After May 12, 2023, until further regulatory guidance, MVP will continue to cover COVID-19 vaccines and boosters without cost-sharing and audio-only telehealth visits will be reimbursed in full.
BlueCross BlueShield of Vermont
Customer Service: (800) 247- 2583
Express Scripts: (877) 257-0161
MVP Healthcare
Customer Service: 800-825-5687
Make sure you choose the MVP Preferred PPO as your MVP Plan Type
Contributions
Employees are offered a comprehensive dental benefit insurance plan through Northeast Delta Dental. Under this plan, insureds have the freedom to choose any licensed dentist for their preventative, basic, major and orthodontic dental care, but will only experience full reimbursement by using Delta network providers.
Northeast Delta Dental Videos
Contributions
Eligibility
Employees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 30 days.
Help Center
Forms and Plan Documents
Flyers
Group Life & Accidental Death & Dismemberment (AD&D) Insurance is provided to all eligible employees. The death benefit is $50,000. If you are part of Whitney Blake Management Company please reach out to Human Resources.
Contributions
This is 100% employer paid.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 30 days.
Eligible employees may elect Voluntary Term Life on themselves, their spouse and/or child(ren)
- Eligibility is first of the month following 30 days of employment for employees scheduled to work 30 or more hours per week.
- Elected amounts must be chosen in increments of $10,000 up to a maximum of $300,000
- You may elect up to $100,000 with no Evidence of Insurability under age 70 and up to $10,000 if over 70 years of age.
- Spouse benefit up to $100,000.
- Child benefit up to $10,000.
Contributions
Voluntary life insurance premiums are 100% employee paid. Please refer to the voluntary benefits summary for contribution information.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for coverage on the first of the month following 30 days.
If you need to be out of work for an extended period of time, on the 8th day for accident of illness due to disability a weekly payment of 60% of your weekly pay up to $1,000/week will be paid until the employee returns to work or after 26 weeks lapses. If you are part of Whitney Blake Management Company please contact Human Resources.
Contributions
This is 100% employer paid
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
After an employee is out of work for 180 days due to a disability, a monthly payment of 60% of your pay to a max of $4,000/monthly will be paid until the employee returns to work or age 65, if permanently disabled. If you work for Whitney Blake Management Company please contact Human Resources.
Contributions
The Long Term Disability premiums are 100% paid by Whitney Blake Company.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
EAP is a voluntary, confidential service that provides professional counseling and referral services designed to help with personal, job or family related problems. It is provided by Principal as an add-on benefit to your disability coverage
EAP consultants are available 24 hours a day, 7 days a week, 365 days a year. Any services provided by the EAP counselors are at no charge to you or your family members.
In addition to phone-based help, a lot of information can be found online, such as self-assessment tools, health and wellness calculators, webinars and podcasts.
Whether it’s a simple question, a sudden emergency, or an ongoing problem, you can call EAP. The trained professional staff will help. With just one phone call, at any hour of the day or night, you can reach a compassionate ear and connect to helpful resources.
Licenses professionals provide confidential support and guidance related to:
- Family, relationship and parenting issues
- Basic child and elder care needs
- Emotional and stress-related issues
- Conflicts at work or home
- Alcohol and drug dependencies
- Personal development and general wellness issues
- They can also refer you for in-person counseling
Contributions
This is 100% employer paid.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
Whether you’re traveling for business or personal reasons, Reliance’s worldwide emergency travel assistance program through On Call International follows you, whether you travel to a foreign country or just 100 or more miles from home. Some services available are: hospital admission assistance, critical care monitoring and care of minor children just to name a few. Please read the brochure below for more information.
Contributions
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
Reliance Standard provides many other services employees receive along with their Life and Disability benefits. You don’t have to do anything special to qualify for these services–just work for Whitney Blake!
Contibutions
This is 100% employer paid.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
Reliance Standard provides many other services employees receive along with their Life and Disability benefits. This policy offers access to unlimited and confidential telephonic grief counseling, legal and financial consultation when you need it most.
Contributions
This is 100% employer paid.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
Whitney Blake Company offers a Voluntary Accident Plan through Reliance Standard.
This coverage provides a range of fixed, lump-sum benefits for injuries resulting from a covered accident, or for accidental death and dismemberment. The coverage includes initial care and emergency care, hospitalization, fractures, dislocations and follow up care. The benefits are paid directly to the insured and may be used for any purpose (healthcare or otherwise).
There is a Health Screen Test Benefit, examples include but not limited to mammography and blood tests. This benefit is paid once a year to the covered individual for $50. The dollars may be used for any purpose (healthcare or otherwise). The payment will come in form of a check addressed to the covered individual.
Contributions
This is 100% employee paid.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
Whitney Blake Company offers a Voluntary Critical Illness Plan through Reliance Standard.
This coverage provides a range of lump-sum benefits based on your initial benefit amount for critical illness conditions covered. The coverage includes cancer, vascular, nervous system and other specified conditions. For a full list of conditions and lump-sum payments covered visit your Employee Benefit Center. The benefits are paid directly to the insured and may be used for any purpose (healthcare or otherwise).
There is a Health Screen Test Benefit, examples include but not limited to mammography and blood tests. This benefit is paid once a year to the covered individual for $50. The dollars may be used for any purpose (healthcare or otherwise). The payment will come in form of a check addressed to the covered individual.
Contributions
This is 100% employee paid.
Eligibility
Employees who work at least thirty (30) hours per week are eligible for medical coverage on the first of the month following 30 days.
While nothing can replace you, having individual life insurance can protect your loved ones financially. The Richards Group is please to offer a simplified, 100% online solution to get individual life insurance coverage.
- No in-person medical exam necessary
- Just answer a few easy questions about your current health
- View options that fit your needs and budget
- Our AI-powered recommendation engine pulls options from trusted insurance agencies tailored to you and your family’s unique situation needs.
- Select and purchase a plan
- Get qualified instantly, or schedule an online consultation to determine the best fit. No need to wait for open enrollment – your plan is active in just 1-3 weeks from initial selection.
Retirement Plan
Welcome to the Whitney Blake Company retirement plan! This is a resource for all your retirement needs and questions. Please review the information below and contact Mike LaRoss (mlaross@wblake.com, (802) 463-9558 x1112) with any questions or comments.
We have organized this website with the following information:
- General Information: Includes information on what a 401(k) Plan is and why you should consider participating. Because business retirement plans are tailored by each individual employer, we have also provided you with a summary of our plan’s unique details.
- How to Join the Plan: Enrollment should be done online through T. Rowe Price’s online enrollment module (T. Rowe Price Enrollment website.) Click on the orange “Register now” to get started. For questions specific to navigating the online enrollment module, contact T. Rowe Price directly at (800) 354-2351.
- How to Access/Manage Your Account Online: All transactions should be done through your online account (distributions, loans, contribution changes, rollovers, etc.). If you cannot access your account online, you may call T. Rowe Price directly to initiate transactions at (800) 354-2351.
General Information
Click here to read the Complete Enrollment Guide on the benefits of contributing towards your retirement and a guide on how to:
- determine your contribution
- what type of contribution (Roth or pre-tax)
- which funds to invest in
- how to rollover funds
- much, much more
How to Join the Plan
If you are not currently enrolled in the plan but would like to be, you may follow one of these simple, user-friendly options listed below. Click here to read more about your options.
- Enroll by phone with T. Rowe Price: call 1-800-354-2351.
- Go online to rps.troweprice.com and click “Enable Online Access”.
- Try using the mobile app at troweprice.com/mobilesolutions.
- Download an enrollment form from this site and return via instructions listed on the form.
Access Your Account Online
Simply click on the following website: rps.troweprice.com. First-time visitors will have to set up a username and password. If you enrolled online, you would have set this up during enrollment. Through this link you will have the following at the click of a button:
- Risk analysis tools to help you determine what investments you may want to choose.
- Retirement calculator tools to help you determine how much money you need to save for retirement and how much you should be contributing to get there.
- Access to previous account statements, your current account balance, fund research, ability to change your investments, change your savings rate, update your beneficiary and so much more.
Help Center
Contact our Plan’s Retirement Plan Consultants:
Steve Burnett & Allie Lambert
SmartConnect - Medicare Resource
The Richards Group has partnered with SmartConnect™, an exclusive, no-cost program created specifically to connect Medicare-eligible working adults to the world of Medicare benefits. Whether an employee plans to continue working or is transitioning to retirement, we tailor solutions designed around their needs. Our agents provide an unfiltered view of the entire range of options and prices available to the employee.
SmartConnect Contact Information
For more information or to get started, please click on the following link:
Additional Information
Whitney Blake offers employees discounts through the Wellness Outlet!
Enter account code RICHARDSGRP at The Wellness Outlet for access to discounts of 18-40% off retail price of fitness trackers from Fitbit and Garmin, plus free shipping to your home.
